Faith Dieu-Cortez
STATE LICENSED FIELD UNDERWRITER
National Producer # 18083823
STATES LICENSED IN:
AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME,
MD, MI, MN, MS, MO, MT, NE, NV,
NH, NJ, NM, NY, NC, ND, OH, OK,
OR, PA, RI, SC, SD, TN, TX, UT,
VT, VA, WA
LEGACY AND LIFE EXPERT
RETIREMENT SPECIALIST
TAX-FREE RETIREMENT PROFESSIONAL
CHILDREN'S FUTURE PLANNING
VETERANS CONSULTANT
I'VE GOT YOU COVERED!
I compare more than 30 A+ rated companies. Plans are customized specifically for your financial needs and goals.
If you have the opportunity to protect your loved ones and build a legacy, what's stopping you?
CASH ACCUMULATION AND RETIREMENT STRATEGIES
A well-prepared retirement plan is a personalized safety net for your golden years. It's about strategically allocating your resources to be able to support the lifestyle you want.
IUL insurance offers a unique combination of life insurance protection and cash value accumulation, with the potential for tax-free growth. By harnessing the power of market indexes, your policy's cash value has the potential to grow over time, providing a source of funds that can be accessed tax-free during your lifetime.
What does your current retirement look like?
Tax-free retirement?
No tax liability on growth?
Guaranteed interest rates?
Zero risk or exposure to market downturns?
Preservation of capital?
Does it leave a legacy behind?
CHLDREN'S FUTURE PLANNING
One of the primary benefits is providing lifetime coverage for your child. By starting the policy when they are young and healthy, you lock in insurability regardless of any future health issues they may encounter.
Custom-designed policies offer a cash value component that grows over time, typically tied to an index like the S&P 500. Starting early allows more time for the cash value to accumulate, potentially providing a significant source of savings for your child's future needs such as education expenses, down payments on a home, or starting a business. The benefits are tax-free!
MORTGAGE PROTECTION
Mortgage protection is a vital safeguard that ensures your loved ones are shielded from financial strain in the event of your passing. This insurance coverage is specifically designed to pay off your mortgage balance, allowing your family to remain in their cherished home without the burden of mortgage payments. By securing mortgage protection, you provide your loved ones with peace of mind, ensuring that they can maintain their quality of life and stability during a difficult time. It's a proactive measure that offers reassurance and financial security, allowing your family to focus on healing and moving forward without the added stress of financial worries.
FINAL EXPENSE
Final expense insurance stands as a practical lifeline for families facing the harsh reality of funeral costs and other end-of-life expenses. In the wake of loss, it's a pragmatic support system, sparing loved ones the added burden of financial strain during an already difficult time. It's the assurance that practical matters are taken care of, leaving space for grieving hearts to heal without the added stress of financial worry. It guarantees you don't leave a financial burden behind.
VETERANS COVERAGE
Department of Veterans Affairs burial allowances are cash allowances paid to an eligible veteran's family to help defray burial and funeral costs.
VA will pay a different amount depending on whether the death was considered service-connected or if the veteran was hospitalized by VA at the time of death.
If the death occurs while hospitalized by the VA, it will pay a $893 burial allowance and $893 for a burial plot.
If the death is considered service-connected, the VA will pay a burial allowance of up to $2,000 and may reimburse some of the costs of transporting remains.
If the death isn't service-connected, the VA pays a burial allowance of $300 and $893 for a burial plot.
The Social Security Administration also will pay a death benefits of $255.
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